Commercial Insurance

A group of policies that provide liability or property protection is property insurance. Homeowners insurance, renter’s insurance, flood insurance, and earthquake insurance are just a few examples of property insurance.

Replacement costs, real cash value, and extended replacement costs are the three categories of property insurance coverage.

Property insurance offers financial compensation to the owner or tenant of a building and its contents in the event of damage or theft and to a third party if a person sustains injuries while on the property.

Business Interruption Insurance

Most companies’ principal goal is to produce a profitable net outcome. This will allow the company to expand and thrive and long-term survival.

The property insurance covers the interest in the property itself. Business interruption insurance will safeguard the insured’s overall performance through compensation for financial loss following a loss. Business interruption insurance covers the profit and loss statement, whereas property insurance protects the balance sheet.

Operating costs during the restoration time may be covered by business income interruption coverage, often known as business income coverage (BI).

Industrial All-Risk Insurance

The standard “Standard Fire and Special Peril Insurance policy” does not provide the same level of coverage as Industrial All Risks Insurance. It is an all-risk insurance that covers a variety of hazards, including burglary, fire and related perils, unintentional damage, breakdown, and business interruption.

Office Package Policy

A comprehensive collection of insurance policies known as the “Office Insurance Package” offers flexibility and coverage for various eventualities. Protects the office structure and contents from fire, earthquake damage, impact damage, etc. Terrorism risk may be covered under this section’s coverage.

Standard Fire & Special Perils Insurance

Did you know that most buildings in India do not adhere to the required safety standards, making them particularly vulnerable to natural and artificial disasters? But fret not! If such an unforeseen catastrophe occurs, we pledge to make up for it. It may be protected against unforeseen catastrophes like floods, riots, strikes, etc., with a typical fire and special perils insurance policy.

Warehouse Insurance

Factory and warehouse insurance is important in an industrial setting where items are manufactured and stored and offer several advantages. A factory and warehouse insurance policy in India offers protection against any financial loss brought on by the destruction of products, equipment, or structures both within and outside the premises. India’s factory and warehouse insurance policies are specially made to protect all of your stock and contents from various dangers, including fire, explosion, implosion, and natural disasters like storms, floods, and earthquakes. Additional factory and warehouse insurance protection is available, and plans for factory insurance can also cover things like theft and burglary, electronic and mechanical failure, money insurance, and all-risk laptop insurance.

Motor Fleet

Motor Fleet Insurance is for those who have a liking for owning various vehicles. This insurance covers four or more vehicles under one policy. Motor Fleet Insurance stands for being able to buy a bulk amount of insurance from the same supplier.

The buyer is rewarded with a certain discount amount on the premium policy. Motor fleet insurance covers small as well as large fleets of commercial vehicles and can be bought on three vehicles upwards under the one policy. Whether a million pounds or a few thousand pounds, any business can avail this insurance and benefit from the reduced premiums and hours of administration.

Motor Fleet Insurance policies are made to be supplementary, competent and easier to manage, instead of managing several policies for individual vehicles. The specialist insurance brokers, by raising the flexibility of the policy to cover a number of vehicles and drivers, limits the load of a motor fleet insurance and gives the buyer relief by providing one single renewal date and payment date.