Usually, business owners purchase insurance policies because their banks mandate it, and not as a necessary means of risk management. Therefore, the policy holder is not always aware of the various terms & conditions of the policy that he/she has purchased. At PMP, we conduct a complete policy audit of all your existing covers that you might have purchased and give a very clear picture to you of the extent of risk covered (over-insurance, underinsurance etc.), actual perils covered, exclusions and claim procedure etc. Types of businesses that have benefited from our policy audit: